Your vision insurance benefits expire on December 31, 2011. If they are not used by the end of the year you forfeit them. So as it has been said, “Use it or Lose It”! Many patients confuse vision insurance with medical health insurance. The fact is, the two are not the same. Vision insurance covers a “once a year” eye examination, an eye health screening and benefits for contact lenses or eyeglasses.
Medical Health Insurance recognizes that your eye is a “body member” like any other part of your body, subject to disease from various medical conditions. A few of the many conditions are diabetes, high blood pressure and cancer. Medical Insurance plans like Blue Cross Blue Shield, Medicare, Aetna, United Healthcare and Cigna, to name a few, cover medical eye care and treatment by an optometric physician like Dr. Consor for conditions like dry eyes, eye allergy and eye conditions related to diabetes, high blood pressure and cancer. Numerous diseases of the body can damage the inside of the eye. Did you know that diabetes is one of the leading causes of blindness? Many medical plans include a preventive annual diabetic eye wellness examination for FREE.
If your medical insurance deductibles have been met or you haven’t used your vision care plan benefits, this is a good time of the year to visit the Eye Doctor.
Use any remaining account dollars in your Health Savings or Flexible Spending accounts. HSA and Flex Plans can be used for eye exams, prescription eyeglasses, contact lenses and medical eye care.




